Consultant PassThrough Program

Payrolling situations are becoming more common for employers who utilize select contract employees and their specific skills without the assistance of an outside agent. In a traditional payrolling situation, employers have located the candidate, but do not want to take on the burden of payroll administration functions.

Employers need a back-office provider to become the legal W-2 Employer of Record for the contract employee, provide mandated insurance coverages and ensure proper tax withholdings, including a form W-2 at the end of the year for tax purposes, thus eliminating a variety of paperwork issues, benefit problems, liability, exposure, etc. Additionally, independent contract employees (1099s) are often converted to W-2 payrolled employees.

Online Resources program was developed to accommodate all businesses and is the ideal way to alleviate the administrative burden of payrolling for the following:

• Retirees
• Project Staff
• Contract Staff
• Consultants
• Short-term Assignments
• Long-term Assignments

Online Resources Consultant PassThrough Program offers our clients the opportunity to decrease the expense and administrative tasks associated with managing this process. In addition, having contractors paid by an external vendor mitigates many of the co-employment risks facing companies today. We believe our organization and its' dedicated infrastructure sets us apart from our competition.

Employer of Record
For independent or direct consultants that prefer or who need to perform their contracts as W-2 employees, Online Resources will act as the Employer of Record. All Online Resources employees are paid weekly through direct deposit. Client authorized expense reimbursements are also handled promptly through our Payroll Department.

Co-Employment Protection
Online Resources will ensure that all employees understand the nature of their employment relationship and will enter into an employee contract agreement with our firm. This contract establishes Online Resources as the employer and also addresses the compensation, terms, confidentiality, proprietary interest, company specific workplace policies, workers compensation and other liabilities.

Agency of Record
When the representation and billing for a contingent workforce needs to be processed through a third party, Online Resources Consulting Group can act as the Agency of Record and provide the following to your organization:

• Bill for contractor hours net 10 days
• Group multiple billings on one invoice
• Provide customized reports upon client request
• Eliminate multiple contractors contacting AP for payment
• No conversion fees
• No time limitations
• No non-compete clauses
• Provide professional liability, fidelity, umbrella property and E&O insurance

Web-Based Time Reporting
Online Resources provides a web-based time reporting system with advanced tracking capabilities to allow reporting customization.

Custom Reporting
Virtually any combination of captured employee data can be customized per each Manager's request. Standard reports include:

• Billing Detail/Summary
• Payroll Detail/Summary
• Expense Detail/Summary
• Open/Active Orders
• Active Employee Listing

Personal Assistance
Employees will be able to speak with a dedicated representative from Online Resources via our 800# to answer any questions they may have and to assist with sign-up and orientation.

Benefits Offered
Our benefits program offers protection for both today and the future. Our Corporate Benefits Program includes:

• Medical Plans
We offer network-only and preferred provider plans through California Choice that ensure employees and their families receive protection against major medical expenses. Our plan also includes eligibility for a pre-tax Vision Care and Dental Care program. The plan allows you to choose from nine different medical insurance products, and Online Resources will pay a major portion of the employee monthly premium.

Employees are able to attend a webinar that thoroughly reviews all plans offered and a custom website allows for online enrollment.

• Life Insurance
We offer life insurance for employees, including a basic company-provided Life Insurance and AD&D Insurance plan.

• 401(k) Retirement Plan
We offer our employees a "state of the art" 401(k)/Profit Sharing Plan, with immediate eligibility through Lord, Abbett & Co., Investment Management. The Online Resources Plan investments are all priced on a daily basis, affording employees complete control over their retirement account. Lord, Abbett offers a wide spectrum of equity and fixed income mutual funds with distinct risk/reward characteristics.

• Long-Term Disability Insurance
We have available for our employees Disability Insurance provided by AFLAC (American Family Life Assurance Company of Columbus), offering a variety of options including Personal Accident Expense Plus, Personal Hospital Intensive Care Insurance and the Personal Cancer Protector Plan.

• COBRA
All Online Resources Consulting Group, Inc. W-2 employees enrolled in our medical plan are eligible for continuation of benefits through COBRA, with sixty days from last day of employment to elect this option. CalChoice plan administrators are contacted and all the necessary paperwork is forwarded for processing.